
住宅ローン毎月返済額早見表
住宅ローンを借りる際には、無理な返済計画は立てないために、毎月、いくらまでなら安心か、まずは、毎月返済額表を目安にご参考にして頂ければ宜しいかと思います。
住宅ローン毎月返済額早見表 | 住宅ローン毎月返済額早見表の使い方 | 元利均等返済と元金均等返済の違い | 毎月払いとボーナス時払い |
住宅ローン毎月返済額早見表
注意事項:
※毎月返済額表は、ご参考にして頂くためのものです。実際のお借入れに適用できる金額と異なることもありますので、実際にお借入の際には、各金融機関のHPにて、ご確認くださいませ。
※下表は、借入金額1,000万円あたりでそれぞれの金利に対する返済期間ごとの毎月返済額とボーナス返済額を表したものです。
※全て最初の返済(初回返済)時の金額ですのでご注意ください。
①元利均等返済の場合(単位:円)毎月返済額
金利 | 返済期間 | ||||||
---|---|---|---|---|---|---|---|
5年 | 10年 | 15年 | 20年 | 25年 | 30年 | 35年 | |
2.00% | \175,278 | \92,013 | \64,351 | \50,588 | \42,385 | \36,962 | \33,126 |
2.10% | \175,715 | \92,462 | \64,812 | \51,063 | \42,874 | \37,464 | \33,642 |
2.20% | \176,154 | \92,912 | \65,276 | \51,541 | \43,366 | \37,970 | \34,162 |
2.30% | \176,593 | \93,363 | \65,742 | \52,021 | \43,861 | \38,480 | \34,687 |
2.68% | \177,033 | \93,816 | \66,209 | \52,504 | \44,360 | \38,994 | \35,216 |
2.50% | \177,474 | \94,270 | \66,679 | \52,990 | \44,862 | \39,512 | \35,750 |
2.68% | \177,915 | \94,725 | \67,151 | \53,479 | \45,367 | \40,034 | \36,288 |
2.70% | \178,357 | \95,182 | \67,624 | \53,970 | \45,876 | \40,560 | \36,830 |
2.95% | \178,800 | \95,640 | \68,100 | \54,464 | \46,387 | \41,089 | \37,378 |
2.90% | \179,243 | \96,100 | \68,578 | \54,960 | \46,903 | \41,623 | \37,929 |
3.00% | \179,687 | \96,561 | \69,058 | \55,460 | \47,421 | \42,160 | \38,485 |
3.10% | \180,132 | \97,023 | \69,540 | \55,962 | \47,943 | \42,702 | \39,045 |
3.20% | \180,577 | \97,487 | \70,024 | \56,466 | \48,468 | \43,247 | \39,610 |
3.30% | \181,023 | \97,952 | \70,510 | \56,974 | \48,996 | \43,796 | \40,179 |
3.40% | \181,470 | \98,418 | \70,998 | \57,483 | \49,528 | \44,348 | \40,752 |
3.50% | \181,917 | \98,886 | \71,488 | \57,996 | \50,062 | \44,904 | \41,329 |
3.60% | \182,366 | \99,355 | \71,980 | \58,511 | \50,600 | \45,465 | \41,911 |
3.70% | \182,814 | \99,825 | \72,474 | \59,029 | \51,141 | \46,028 | \42,496 |
3.80% | \183,264 | \100,297 | \72,971 | \59,549 | \51,686 | \46,596 | \43,086 |
3.90% | \183,714 | \100,771 | \73,469 | \60,072 | \52,233 | \47,167 | \43,680 |
4.00% | \184,165 | \101,245 | \73,969 | \60,598 | \52,784 | \47,742 | \44,277 |
ボーナス時加算額 | |||||||
---|---|---|---|---|---|---|---|
5年 | 10年 | 15年 | 20年 | 25年 | 30年 | 35年 | |
2.00% | \1,055,821 | \554,153 | \387,481 | \304,556 | \255,127 | \222,444 | \199,328 |
2.10% | \1,058,655 | \556,947 | \390,318 | \307,455 | \258,097 | \225,488 | \202,447 |
2.20% | \1,061,493 | \559,749 | \393,166 | \310,371 | \261,087 | \228,556 | \205,594 |
2.30% | \1,064,335 | \562,559 | \396,027 | \313,303 | \264,097 | \231,647 | \208,767 |
2.68% | \1,067,181 | \565,377 | \398,900 | \316,250 | \267,127 | \234,761 | \211,967 |
2.50% | \1,070,031 | \568,204 | \401,785 | \319,214 | \270,176 | \237,899 | \215,194 |
2.68% | \1,072,885 | \571,038 | \404,683 | \322,194 | \273,245 | \241,060 | \218,448 |
2.70% | \1,075,743 | \573,881 | \407,592 | \325,189 | \276,334 | \244,245 | \221,728 |
2.95% | \1,078,605 | \576,732 | \410,513 | \328,201 | \279,442 | \247,452 | \225,034 |
2.90% | \1,081,472 | \579,591 | \413,447 | \331,228 | \282,570 | \250,682 | \228,366 |
3.00% | \1,084,342 | \582,457 | \416,392 | \334,271 | \285,717 | \253,934 | \231,724 |
3.10% | \1,087,216 | \585,332 | \419,349 | \337,330 | \288,883 | \257,210 | \235,107 |
3.20% | \1,090,094 | \588,215 | \422,318 | \340,404 | \292,069 | \260,507 | \238,516 |
3.30% | \1,092,977 | \591,106 | \425,300 | \343,494 | \295,273 | \263,827 | \241,950 |
3.40% | \1,095,863 | \594,005 | \428,293 | \346,600 | \298,497 | \267,169 | \245,409 |
3.50% | \1,098,753 | \596,912 | \431,298 | \349,721 | \301,739 | \270,534 | \248,893 |
3.60% | \1,101,648 | \599,827 | \434,314 | \352,858 | \305,000 | \273,920 | \252,401 |
3.70% | \1,104,546 | \602,750 | \437,343 | \356,010 | \308,281 | \277,327 | \255,934 |
3.80% | \1,107,449 | \605,681 | \440,383 | \359,177 | \311,579 | \280,757 | \259,491 |
3.90% | \1,110,355 | \608,620 | \443,435 | \362,360 | \314,896 | \284,208 | \263,072 |
4.00% | \1,113,265 | \611,567 | \446,499 | \365,557 | \318,232 | \287,680 | \266,676 |
②元金均等返済の場合(単位:円)毎月返済額
金利 | 返済期間 | ||||||
---|---|---|---|---|---|---|---|
5年 | 10年 | 15年 | 20年 | 25年 | 30年 | 35年 | |
2.00% | \183,333 | \100,000 | \72,222 | \58,333 | \50,000 | \44,444 | \40,476 |
2.10% | \184,167 | \100,833 | \73,056 | \59,167 | \50,833 | \45,278 | \41,310 |
2.20% | \185,000 | \101,667 | \73,889 | \60,000 | \51,667 | \46,111 | \42,143 |
2.30% | \185,833 | \102,500 | \74,722 | \60,833 | \52,500 | \46,944 | \42,976 |
2.68% | \186,667 | \103,333 | \75,556 | \61,667 | \53,333 | \47,778 | \43,810 |
2.50% | \187,500 | \104,167 | \76,389 | \62,500 | \54,167 | \48,611 | \44,643 |
2.68% | \188,333 | \105,000 | \77,222 | \63,333 | \55,000 | \49,444 | \45,476 |
2.70% | \189,167 | \105,833 | \78,056 | \64,167 | \55,833 | \50,278 | \46,310 |
2.95% | \190,000 | \106,667 | \78,889 | \65,000 | \56,667 | \51,111 | \47,143 |
2.90% | \190,833 | \107,500 | \79,722 | \65,833 | \57,500 | \51,944 | \47,976 |
3.00% | \191,667 | \108,333 | \80,556 | \66,667 | \58,333 | \52,778 | \48,810 |
3.10% | \192,500 | \109,167 | \81,389 | \67,500 | \59,167 | \53,611 | \49,643 |
3.20% | \193,333 | \110,000 | \82,222 | \68,333 | \60,000 | \54,444 | \50,476 |
3.30% | \194,167 | \110,833 | \83,056 | \69,167 | \60,833 | \55,278 | \51,310 |
3.40% | \195,000 | \111,667 | \83,889 | \70,000 | \61,667 | \56,111 | \52,143 |
3.50% | \195,833 | \112,500 | \84,722 | \70,833 | \62,500 | \56,944 | \52,976 |
3.60% | \196,667 | \113,333 | \85,556 | \71,667 | \63,333 | \57,778 | \53,810 |
3.70% | \197,500 | \114,167 | \86,389 | \72,500 | \64,167 | \58,611 | \54,643 |
3.80% | \198,333 | \115,000 | \87,222 | \73,333 | \65,000 | \59,444 | \55,476 |
3.90% | \199,167 | \115,833 | \88,056 | \74,167 | \65,833 | \60,278 | \56,310 |
4.00% | \200,000 | \116,667 | \88,889 | \75,000 | \66,667 | \61,111 | \57,143 |
ボーナス時加算額 | |||||||
---|---|---|---|---|---|---|---|
5年 | 10年 | 15年 | 20年 | 25年 | 30年 | 35年 | |
2.00% | \1,100,000 | \600,000 | \433,333 | \350,000 | \300,000 | \266,667 | \242,857 |
2.10% | \1,105,000 | \605,000 | \438,333 | \355,000 | \305,000 | \271,667 | \247,857 |
2.20% | \1,110,000 | \610,000 | \443,333 | \360,000 | \310,000 | \276,667 | \252,857 |
2.30% | \1,115,000 | \615,000 | \448,333 | \365,000 | \315,000 | \281,667 | \257,857 |
2.68% | \1,120,000 | \620,000 | \453,333 | \370,000 | \320,000 | \286,667 | \262,857 |
2.50% | \1,125,000 | \625,000 | \458,333 | \375,000 | \325,000 | \291,667 | \267,857 |
2.68% | \1,130,000 | \630,000 | \463,333 | \380,000 | \330,000 | \296,667 | \272,857 |
2.70% | \1,135,000 | \635,000 | \468,333 | \385,000 | \335,000 | \301,667 | \277,857 |
2.95% | \1,140,000 | \640,000 | \473,333 | \390,000 | \340,000 | \306,667 | \282,857 |
2.90% | \1,145,000 | \645,000 | \478,333 | \395,000 | \345,000 | \311,667 | \287,857 |
3.00% | \1,150,000 | \650,000 | \483,333 | \400,000 | \350,000 | \316,667 | \292,857 |
3.10% | \1,155,000 | \655,000 | \488,333 | \405,000 | \355,000 | \321,667 | \297,857 |
3.20% | \1,160,000 | \660,000 | \493,333 | \410,000 | \360,000 | \326,667 | \302,857 |
3.30% | \1,165,000 | \665,000 | \498,333 | \415,000 | \365,000 | \331,667 | \307,857 |
3.40% | \1,170,000 | \670,000 | \503,333 | \420,000 | \370,000 | \336,667 | \312,857 |
3.50% | \1,175,000 | \675,000 | \508,333 | \425,000 | \375,000 | \341,667 | \317,857 |
3.60% | \1,180,000 | \680,000 | \513,333 | \430,000 | \380,000 | \346,667 | \322,857 |
3.70% | \1,185,000 | \685,000 | \518,333 | \435,000 | \385,000 | \351,667 | \327,857 |
3.80% | \1,190,000 | \690,000 | \523,333 | \440,000 | \390,000 | \356,667 | \332,857 |
3.90% | \1,195,000 | \695,000 | \528,333 | \445,000 | \395,000 | \361,667 | \337,857 |
4.00% | \1,200,000 | \700,000 | \533,333 | \450,000 | \400,000 | \366,667 | \342,857 |